Terms and conditions
1. The ALI ‘Double the Complimentary Period’ promotion (Promotion) is promoted by Australian Life Insurance Distribution Pty Ltd ABN 31 103 157 811 AFSL 226403 of Suite 4.02, 151 Castlereagh Street, Sydney NSW 2000 (Promoter).
2. Information on eligibility forms part of these Terms and Conditions. Eligible Policy owners who do not notify the Promoter in writing that they do not wish to participate in the Promotion are deemed to accept these Terms and Conditions. If there is any conflict between these Terms and Conditions and any other published material, these Terms and Conditions prevail.
3. The Promotion commences on 22 June 2020 12:00am AEST and concludes on 31 August 2020 5:00pm AEDT (Promotional Period). Eligible Policies are those policies with Commencement Dates (as listed on the policy schedule) during the Promotional Period.
4. The Promotion comprises the Promoter’s provision of an additional period of complimentary cover (Subsequent Complimentary Cover Period), commencing immediately after the end of the standard first 30 days of complimentary cover. The Subsequent Complimentary Cover Period varies dependent on the selected payment frequency of each Eligible Policy as follows:
a. Monthly payment frequency: the Promoter will meet the first billable monthly premium (including the monthly policy fee).
b. Fortnightly payment frequency: the Promoter will meet the first two billable fortnightly premiums (including the monthly policy fee).
c. Weekly payment frequency: the Promoter will meet the first four billable weekly premiums (including the monthly policy fee).
5. Participation in the Promotion is not open to employees of the Promoter, its related Bodies Corporate, or their immediate family members, or the Promoter’s Authorised Representative.
6. The Promoter reserves the right, at any time, to verify the validity of Eligible Policies, and to disqualify any that do not meet the eligibility requirements.
7. This offer is non-transferable or exchangeable and is not redeemable for cash.
8. This Promotion is not available in conjunction with any other promotion and cannot be combined with any other offer, unless specifically allowed by the Promoter in writing, and the Promoter reserves the right at any time to disqualify any person from receiving the additional 30 days of complimentary cover in the event of any of the following:
a. suspected fraudulent activity; or
b. breach of these Terms and Conditions; or
c. any act by an Eligible Policy owner that is not in good faith; or
d. any false or misleading conduct of any kind.
The Promoter’s decision is final, and no correspondence will be entered into.
9. The Promoter reserves the right in its sole discretion or subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Promotion at any time without notice.
My Protection Plan is issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484. It is distributed by Australian Life Insurance Distribution Pty Ltd ABN 31 103 157 811 AFSL 226403 (ALI). ALI receives commission for each policy sold. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. You should consider the
Product Disclosure Statement when deciding if this product is appropriate for you.